ageas SA/NV (AGESY) 📈: отчетность и дивиденды за 2025

Büyük harf kullanımı

IFRS

Raporlama Yıllık Üç ayda bir

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	LTM	5 yıllık ortalama	CAGR 5
Büyük harf kullanımı, milyar €	8.45	7.75	8.81	10.1	10.07	8.1	10.21	8.21	7.87		7.41	8.89	-4.81
Gelir, milyar €		13.45	11.85	11.03	14.19	11.63	13.04	9.58	7.88	8.48	8.48	10.12	-6.12
Net kar, milyar €		0.0271	0.6232	0.8091	0.979	1.14	0.845	1.1	0.953	1.12	1.12	1.03	-0.35
Ev, milyar €		8.98	10.37	11.54	12.15	12.22	14.91	10.47	9.91	11.18	11.18	11.74	-1.76
Fit, milyar €		0.3584	0.9794	1.16	0.5793	1.54	1.16	2	1.7	1.86	1.86	1.65	3.85
FAVÖK, milyar €		1.11	1.72	1.83	1.23	1.72	1.34	2.28	2.05	2.17	2.17	1.91	4.76
Oibda €						1.45	0.994	2.59	2.52	2.63	2.63	2.04	12.65
Denge değeri, milyar €		9.56	9.61	9.41	11.22	11.56	11.91	7.58	7.42	7.75	7.75	9.24	-7.69
FCF, milyar €		0.2906	-0.8263	0.7391	0.2789	-1.69	-1.21	-0.752	-0.115	0.642	0.642	-0.6250	-182.40
Opera.mnoe akışı, milyar €		0.4048	-0.7255	0.8615	0.467	-1.33	-1.07	-0.588	0.124	1.05	1.05	-0.3628	-195.38
Faaliyet karı, milyar €		0.4347	0.9794	1.16	0.5793	0.866	0.503	1.41	1.43	1.58	1.58	1.16	12.78
Opera. masraflar, milyar €		-1.19	-10.87	-9.87	-13.62	-10.76	-12.53	-8.18	6.45	6.9	6.9	-3.6240	-191.50
Capex, milyar €		0.1142	0.1008	0.1224	0.1881	0.358	0.147	0.164	0.239	0.403	0.403	0.2622	2.40

	2016Q3	2016Q4	2019Q1	2019Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q4	5 çeyrek ortalaması	CAGR 5
Büyük harf kullanımı, milyar €					9.69	9.37	9.24	8.76	7.59	7.31	8.4	7.88	7.58	7.64				7.76	0.89
Gelir, milyar €							1.81	1.35	2.08	3.6	2.11	2.11	1.65	1.65	2.16	2.16		1.95	0.47
Net kar, milyar €							0.2718	0.2912	0.141	0.3066	0.2655	0.2655	0.211	0.211	0.321	0.321		0.2659	3.87
Ev, milyar €								11.34	13.05	12.51	9.36	9.91	8.63	9.91	9.22	9.39	11.11	9.65	5.18
Fit, milyar €						0.3254	0.343	0.388	0.1945	0.3485	0.3315	0.3315	1.6	3.22		4.31		1.96	67.03
FAVÖK, milyar €							-0.054	2.16	-0.0765	0.0372	-0.1855	-0.1855	1.61	3.23	2.11	4.26		2.20	-287.16
Oibda €												0.066	1.39	4.62	3.94	6.1		3.22	147.26
Denge değeri, milyar €								9.02	7.77	7.58	7.23	7.23	7.42	7.42	7.54	7.54	7.75	7.53	0.87
FCF, milyar €	0.4026	0.0459						0.002		0.003	-0.09	-0.09	0.079	0.079	0.2025	0.2025		0.0946	-217.61
Opera.mnoe akışı, milyar €				0.2318				0.002	-0.065	0.003	-0.065	-0.065	0.127	0.127	0.241	0.241		0.1342	-229.96
Faaliyet karı, milyar €							0.397	-1.77	0.271	0.3113	0.517	0.517	-0.008	1.61	2.16	2.16		1.29	33.10
Opera. masraflar, milyar €					0.5956	0.5493	0.4423	0.5307	0.5455	0.6704	1.67	1.67	1.26	0.0445				1.06	-41.87
Capex, milyar €			0.1013	0.1073					0.025	0.025	0.025	0.025	0.048	0.048	0.0385	0.0385		0.0396	9.02

Nakit akımı Nakit akışı üç ayda bir Varlıklar

Muhasebe bakiyesi

IFRS

Raporlama Yıllık Üç ayda bir

	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	LTM	5 yıllık ortalama	CAGR 5
Nakit, milyar €				2.18	2.55	2.92	3.75	2.24	1.94	1.15	1.88	2.08	2.08	1.86	-1.47
Kısa vadeli yatırımlar €				61.6	58.56	56.6	59.3	58.98	55.26	40.98	56.9	56.88	56.88	53.80	-0.72
Uzun vadeli yatırımlar €		83.66	73.85	69.43	66.31	64.54	68.72	68.64	65.31	51.92	84			67.72	4.10
Alacak hesapları €			1.56	1.6	1.21	1.12	1.16	1.04	1.16	0.492		2.14	2.14	1.20	13.03
Toplam Cari Varlıklar €				63.78	61.11	59.52	63.05	61.22	57.19	42.14	58.78	2.14	2.14	44.29	-48.87
Saf varlıklar, milyar €			1.25	1.17	1.18	1.23	1.72	1.83	1.73	2.23	46.44		46.26	10.79	93.32
Varlıklar, milyar €				104.29	103.34	101.69	109.45	111.42	111.14	100.3	96.69	98.46	98.46	103.60	-2.44
Kısa vadeli borç €			0.0269	0.0049	1.03	1.26	1.78	2.64	2.98	2.54	0.078		0.078	2.00	-46.50
Uzun vadeli borç €				3.41	3.08	3.1	4.04	3.72	3.65	3.81	3.93	4.03	4.03	3.83	1.61
Borç, milyar €				94.09	93.18	90.17	95.97	97.64	96.97	91.67	88.19	89.66	89.66	92.83	-1.69
Saf borç, milyar €				1.52	0.9984	0.5556	1.16	2.47	2.8	3.29	2.71	2.67	2.67	2.79	1.57
Borç, milyar €				3.41	4.12	4.37	5.83	6.36	6.63	4.44	4.59	4.75	4.75	5.35	-5.67
Faiz geliri €				2.3	2.1	1.99	1.93	1.86	1.84	1.89	1.93			1.89	0.00
Faiz masrafları, milyar €				0.1194	0.098	0.0934	0.1085	0.118	0.126	0.167	0.275	0.286	0.286	0.1944	19.37
Saf faiz geliri, milyar €				-0.1672	-0.1168	-0.1225	-0.1288	-0.139	-0.138	-0.182	-0.275		2.15	-0.1726	16.38
Şerefiye €		0.7798	0.8227	0.6974	0.604	0.6021	0.6144	0.602	0.616	0.598	0.607			0.6075	-0.24
Amortisman, milyar €				0.7488	0.7429	0.6753	0.654	0.18	0.181	0.284	0.342	0.31	0.31	0.2594	11.49
Maliyet, milyar €	10.44	13.6	11.25	15.5	49.26	28.79					-3.72			20.22	-180.15

	2012Q4	2015Q4	2016Q4	2017Q1	2017Q2	2017Q3	2017Q4	2018Q1	2018Q2	2018Q3	2018Q4	2019Q1	2019Q2	2019Q3	2019Q4	2020Q2	2020Q4	2021Q1	2021Q2	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q4	5 çeyrek ortalaması	CAGR 5
Nakit, milyar €																							1.79	1.71	1.15	1.51	1.51	1.88	1.88	2.24	2.24	2.08	2.06	2.04
Kısa vadeli yatırımlar €																58.79	58.98		56.92		55.26		47.77		40.98		55.86		56.9		56.01	56.88	53.33	6.78
Uzun vadeli yatırımlar €														152.98	68.72	68.1	68.64		66.56		65.31		57.54		51.92		82.23		84				68.20	5.16
Alacak hesapları €																			0.028	0.054	1.16	0.0661	0.059	0.1148	0.492	0.021	0.021					2.14	0.5578	79.51
Toplam Cari Varlıklar €																							49.56	4.17	42.14	1.51	57.37	1.88	58.78	2.24	2.24	2.14	13.46	2.62
Saf varlıklar, milyar €																		1.81	1.75	1.75	1.73	1.74	1.73	2.11	2.23	2.24	2.24						2.11	5.30
Varlıklar, milyar €																							102.66	101.4	100.3	98.99	98.99	96.69	96.69	96.79	96.79	98.46	97.08	0.36
Kısa vadeli borç €	0.0189		4.87	4.53	5.23	4.87	0.0255														2.98				2.54								3.13	-13.45
Uzun vadeli borç €																3.21	3.72		3.69		3.65		4.01		3.81		3.91		3.93		3.98	4.03	3.93	1.13
Borç, milyar €																							92.2	92.44	91.67	3.51	4.97	88.19	88.19	88.25	88.25	89.66	88.51	0.33
Saf borç, milyar €																							2.76	5.1	3.29	2	3.04	1.43	2.71	1.31	1.31	2.67	1.89	13.30
Borç, milyar €																							5.02	7.36	6.35	3.51	4.55	3.3	4.59	3.55	3.55	4.75	3.95	7.56
Faiz masrafları, milyar €							0.0042	0.0346	0.0191	0.0354	0.0274	0.0668	0.0708	0.0703										0.0381	0.0472								0.0586	-6.71
Şerefiye €		0.8227	0.6974				0.604				0.6021				0.6144		0.602				0.616				0.598			0.607	0.607				0.6060	0.17
Amortisman, milyar €																					-0.4296	-0.397	1.77	-0.271	-0.3113	-0.517	-0.517	0.008	0.008		-0.049		-0.2134	-37.58
Maliyet, milyar €					2.59	2.56	3.14	2.52	2.71	2.44	2.17	8.64	9.16	5.4																			5.56	17.22

Terfi

IFRS

Raporlama Yıllık Üç ayda bir

	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	5 yıllık ortalama	CAGR 5
EPS	5.37	3.72	4.1	5.07	6.05	4.51	5.95	5.18	6.09		6.09	5.56	0.13
AO'nun eyleminin fiyatı		48.81	44.71	59.28	53.39	51.85	44.54	43.36	48.46	66.33	66.33	50.91	5.05
AO hisselerinin sayısı, milyon	206.07	201.8	196.8	191.1	187.9	186.29	184.32	183.82	183.59		183.59	185.18	-0.46
FCF/Promosyon	1.41	-4.09	3.76	1.46	-8.98	-6.51	-4.08	-0.6256	3.5		3.5	-3.3391	-182.82

	2016Q3	2016Q4	2021Q3	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2025Q1	2025Q2	5 çeyrek ortalaması	CAGR 5
EPS					1.47	1.58	0.77	1.66	1.25	1.44	1.15	1.15	1.74	1.74			1.44	3.86
AO'nun eyleminin fiyatı					49.9	47.45	41.3	39.65	45.68	42.89	41.25	41.57			59.94	66.33	50.40	9.11
AO hisselerinin sayısı, milyon			188.3	186.29	185.2	184.57	183.69	184.37	183.81	183.81	183.84	183.84					183.93	-0.06
FCF/Promosyon	1.95	0.2227				0.0108		0.0163	-0.4896	-0.4896	0.4297	0.4297	1.1	1.1			0.5140	-217.57

Yeterlik

IFRS

Raporlama Yıllık Üç ayda bir

	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Sektördeki ortalama	5 yıllık ortalama	CAGR 5
Roe, %			0.2835	6.48	8.6	8.72	9.87	7.09	11.25	12.7	14.74		14.74	20.36	11.13	8.35
Roa, %			0.026	0.6031	0.7957	0.8945	1.02	0.7603	1.04	0.9675	1.15		1.15	5.11	0.9876	2.43
ROIC, %	5.42	7.02	2.82	7.6	8.8	8.18	9.08	7.17	13.61	12.8				7.36	10.17	9.37
Ros, %				5.26	7.34	6.9	9.81	6.48	11.45	12.09	13.19	13.19	13.19	30.56	11.28	15.27
Roce, %				9.64	10.03	4.3	11.18	8.15	2.01	1.78	1.89	21.15	21.15	12.31	7.00	21.01
Fit Marj						4.08	13.24	8.86	20.86	21.61	21.95	21.95	21.95	21.42	19.05	19.89
FAVÖK Kârlılığı				14.53	16.6	8.69	14.79	10.25	23.82	25.95	25.6	25.6	25.6	25.04	22.24	20.09
Saf karlılık			0.2015	5.26	7.34	6.9	9.81	6.48	11.45	12.09	13.19		13.19	30.56	10.60	6.10
Operasyonel verimlilik, %				8.26	10.47	4.08	7.45	3.86	14.68	18.12	18.58	18.58	18.58	28.21	14.76	36.93
FCF karlılık, %	20.54	-4.99	3.75	-9.38	7.32	2.77	-20.82	-11.87	-9.16	0.7115					-7.6737	-23.80

	2016Q1	2016Q2	2016Q3	2016Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2025Q2	2025Q3	Sektördeki ortalama	5 çeyrek ortalaması	CAGR 5
Roe, %					2.45	3.23	1.81	4.04	3.67	3.46	2.85	2.87	4.36	4.31			20.36	3.57	4.49
Roa, %					0.2519	0.2837	0.1391	0.3057	0.2682	0.2682	0.2157	0.2182	0.3318	0.3316			5.11	0.2731	4.34
ROIC, %								3.17	3.73	3.4	3.23	2.88	4.32	4.32			7.36	3.63	4.91
Ros, %							6.76	8.51	12.58	12.58	12.76	12.76	14.89	14.89	13.19	13.19	30.56	13.78	0.67
Roce, %						3.71	2.17	4.04	0.3472	0.3516	1.69	3.42		4.47	21.15	21.15	12.31	10.38	65.76
Fit Marj										15.7	96.82	194.62		200	21.95	21.95	21.42	107.07	-25.68
FAVÖK Kârlılığı							-3.67	1.03	-8.79	-8.79	97.31	195.1	97.73	197.73	25.6	25.6	25.04	108.35	-33.38
Saf karlılık					15.03	21.59	6.76	8.51	12.58	12.58	12.76	12.76	14.89	14.89			30.56	13.58	3.43
Operasyonel verimlilik, %							13	8.64	24.49	24.49	-0.4838	97.31	100	100	18.58	18.58	28.21	66.89	-28.19
FCF karlılık, %	4.44	-6.65	5.64	0.5945		0.0228		0.041	-1.07	-1.14	1.04	1.03						-0.0198	90.55

Katsayılar

IFRS

Raporlama Yıllık Üç ayda bir

	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Sektördeki ortalama	5 yıllık ortalama	CAGR 5
P/E	286.11	14.13	12.48	10.29	7.1	12.09	6.54	7.56	7.61		7.61	13.45	8.18	1.40
P/BV	0.811	0.9165	1.07	0.8975	0.7013	0.8573	0.8315	0.8474	0.9671		0.9671	1.74	0.8409	6.64
P/S	0.5766	0.7432	0.9156	0.7095	0.6969	0.7836	0.7489	0.9139	1		1	3.05	0.8287	7.49
P/FCF		-10.66	13.66	36.11	-4.8	-8.43	-10.92	140.54	132.32	11.54	11.54	3.20	53.01	-206.48
E/P		0.0708	0.0801	0.0972	0.1408	0.0827	0.1336	0.1211	0.1286	0.1509	0.1509	87.84	0.1234	12.78
EV/Fit				20.17	6.78	9.95	5.24	5.82	6.01	6.01	6.01	120.39	6.61	-9.59
EV/FAVÖK	8.11	6.02	6.31	9.85	7.1	11.16	4.58	4.85	5.15		5.15	-135.56	6.57	-6.22
EV/S		0.8751	1.05	0.856	1.05	1.14	1.09	1.26	1.32	1.32	1.32	1.56	1.23	2.98
EV/FCF		-12.55	15.62	43.57	-7.24	-12.3	-13.92	-86.19	17.41	17.41	17.41	1.94	-15.5180	-207.20
Borç/FAVÖK		2.39	2.39	4.72	3.69	4.96	1.95	2.24	2.19	2.19	2.19	-179.19	2.71	-15.08
Netdebt/FAVÖK		0.5797	0.3035	0.9414	1.43	2.09	1.44	1.33	1.23	1.23	1.23	208.15	1.46	-10.06
Borç/Oran		0.0398	0.043	0.0532	0.057	0.0597	0.0443	0.0474	0.0482	0.0482	0.0482	0.12	0.0496	-4.19
Borç/özkaynak		0.4282	0.4642	0.5192	0.55	0.5565	0.586	0.6178	0.6126	10.19	10.19	11.29	2.51	78.87
Borç/net gelir		6.6	5.4	5.95	5.57	7.85	4.05	4.81	4.25	4.25	4.25	17.84	5.04	-11.55
Peg										6.01	6.01	-22.78	6.01	0.00
Beta								0.58	-0.4131	0.3209	0.3209	0.36	0.1626	-17.91
Altman Endeksi		0.9919	1.63	1.18	0.7011	0.6497	0.6904	8.07	5.96	10.63	10.63	54.77	5.20	74.89

	2016Q3	2016Q4	2021Q4	2022Q1	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	2024Q4	2025Q1	2025Q2	2025Q3	Sektördeki ortalama	5 çeyrek ortalaması	CAGR 5
P/E				34	30.07	53.8	23.85	31.62	7.03	6.88	7.56	7.84	7.59					13.45	7.38	1.54
P/BV					0.9708	0.976	0.9643	1.16	0.0731	0.8477	0.8474	0.9258	0.9452	0.9593				1.74	0.9051	2.50
P/S				5.11	6.49	3.64	2.03	3.98	0.6946	0.7609	0.9565	1.04	1.06					3.05	0.9024	8.82
P/FCF	17.72	168.2			4378.58		2437	-93.28	-87.59	95.99	96.74					11.54	11.54	3.20	25.64	-166.67
E/P				0.0294	0.0333	0.0186	0.0419	0.0316	0.0337	0.0278	0.0276					0.1509	0.1509	87.84	0.0782	34.96
EV/Fit									29.9	5.39	3.08		2.18			6.01	6.01	120.39	4.53	2.20
EV/FAVÖK			-134.94		4.84	-157.72	336.34	-50.48	-24.16	6.77	2.22	1.36	0.8378					-135.56	-2.5944	-151.05
EV/S			4.14				3.47	4.44	4.7	5.22	5.99	4.28	4.35			1.32	1.32	1.56	3.45	-26.10
EV/FCF		303.05					4170.67	-104.04	-110.14	109.24	125.47	45.54	46.36			17.41	17.41	1.94	50.44	-32.63
Borç/FAVÖK					2.11		170.81	-18.92	-24.52	2.05	1.42	1.68	0.8325			2.19	2.19	-179.19	1.66	9.05
Netdebt/FAVÖK						-66.73	88.44	-10.77	-16.37	0.8856	0.84	0.6232	0.308			1.23	1.23	208.15	0.8462	7.93
Borç/Oran							0.0633	0.0355	0.046	0.0341	0.0474	0.0367	0.0367	0.0482		0.0482	0.0482	0.12	0.0436	5.60
Borç/özkaynak							0.838	0.4858	0.6296	0.4446	0.6178	0.4708	0.4708	0.6126		10.19	10.19	11.29	4.39	84.96
Borç/net gelir			23.92				20.72	13.22	17.13	15.64	21.73	11.06	11.06			4.25	4.25	17.84	10.47	-27.85
Peg																6.01	6.01	-22.78	6.01	0.00
Beta															-2.12	0.5141	0.3209	0.36	-0.4283	-153.29
Altman Endeksi			0.5039	0.3547	0.5643	0.3582	0.535	0.7949	0.5579						5.96	10.63	10.63	54.77	5.71	67.97

Temettü

IFRS

Raporlama Yıllık Üç ayda bir

	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	LTM	Sektördeki ortalama	5 yıllık ortalama	CAGR 5
Div. Ödeme, milyar	0.3106	0.3289	0.3383	0.4194	0.4032	0.4157	0.485	0.485	0.54	0.584					0.5019	7.04
Temettü				2.23	2.57	2.48	3.12	3.23	2.64	2.83	3.04	1.99	3.38		2.75	-9.23
Div geliri, ao, %				5.11	5.01	4.7	7.24	5.89	8.37	12.17	3.73	8.8	6.26	6.26	7.79	8.36
Temettü / kar, %			1248.34	67.3	49.83	42.46	42.51	57.4	69.74	56.66	52.24		52.24	49.12	55.71	4.21

	2017Q2	2018Q2	2019Q1	2019Q2	2020Q2	2020Q4	2021Q2	2022Q2	2022Q3	2022Q4	2023Q1	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	Sektördeki ortalama	5 çeyrek ortalaması	CAGR 5
Div. Ödeme, milyar			0.5826	0.6172					0.135	0.135	0.135	0.135	0.135	0.135	0.1575	0.1575		0.1440	3.13
Temettü	2.23	2.57		2.48	0.3021	2.82	3.23	2.94		1.46		1.63		1.6				2.17	-13.11
Div geliri, ao, %	5.52	4.91		4.88	0.8442	6.05	5.27	6.19		3.67		3.8		3.85			6.26	4.56	-6.09
Temettü / kar, %			231.73	174.05					95.74	44.03	50.85	50.85	63.98	63.98	49.07	49.07	49.12	55.39	-0.71

Dinlenmek

IFRS

Raporlama Yıllık Üç ayda bir

	2020	2021	2022	2023	2024	LTM	CAGR 5
Capex/gelir, %	3.08	1.13	1.71	3.03	4.75	4.75	9.05
Personel, insanlar				13 388	13 388		0.00

	2023Q2	2023Q3	2023Q4	2024Q1	2024Q2	CAGR 5
Capex/gelir, %	1.18	2.9	2.9	1.79	1.79	8.69

	CAGR 5

Investing Port

ageas SA/NV

Raporlama ageas SA/NV

Büyük harf kullanımı

Muhasebe bakiyesi

Terfi

Yeterlik

Katsayılar

Temettü

Aboneliği ödeyin

Dinlenmek